AAOIFI

His Excellency Sheikh Ebrahim Bin Khalifa Al-Khalifa carries with him more than 35 years of professional experience in different areas. He has been involved with many global and regional organizations. He
is serving as the Chairman of Accounting & Auditing Organization for Islamic Financial Institutions (AAOIFI), which is the apex standard setting global body for Islamic Financial Institutions.

In addition, he is also serving as:
• Chairman of Board of Trustees of Arab International Center for Entrepreneurship and Investment Training in United Nations Industrial Development Organization - Bahrain
• Chairman of EBDAA Bank - Bahrain
• Member of the Board of Darul Mal Islami and Faysal Bank - Egypt
• He has also held a number of key positions in the past, including:
• Minister for Housing - Kingdom of Bahrain
• Undersecretary of Ministry of Finance and National Economy - Kingdom of Bahrain
• Deputy Governor - Central Bank of Bahrain
• Founding Chairman of Meezan Bank Ltd. - Pakistan
• Chairman of Finance Committee of Bahrain Petroleum Company
• Chairman of Gulf International Bank
• Chairman & MD of GARMCO
• Chairman of the Finance Committee of ALBA

Mr. Al Maraj has been Governor of the Central Bank of Bahrain (CBB), previously the Bahrain
Monetary Agency (BMA), since January 2005. As Governor, Mr. Al Maraj carries ministerial
ranking and is the chief executive of the CBB, which is responsible for ensuring monetary and financial stability in Bahrain. The CBB is also the single regulator of Bahrain’s financial services industry. Mr. Al Maraj has a wealth of experience in finance, engineering and management and
has served with the Government and the private sector. His career highlights include senior
positions with Government, having served as Assistant Under-Secretary at the then Finance and National Economy Ministry and Under-Secretary at the Ministry of Transportation. Prior to his appointment as CBB Governor, Mr. Al Maraj was General Manager and Chief Executive Officer of the Arab Petroleum Investments Corporation (Apicorp), which is based in Dammam, Saudi Arabia.
Currently, Mr. Al Maraj is on the Boards of the Economic Development Board (EDB), Real Estate Regulatory Authority (RERA) and Social Health Insurance Fund Authority (SHIFA). He previously served as Chairman of the Bahrain Telecommunications Company, member of the Consultation Council of the Co-operation Council for the Arab States of the Gulf and board member in the Telecommunications Regulatory Authority (TRA) and the National Oil and Gas Authority (NOGA).

Before joining IRTI in 2004, Dr. Al-Suwailem managed the Research and Development Center at Al-Rajhi Bank, Riyadh, Saudi Arabia. He worked at the Institute of Islamic and Arabic Sciences in America, Virginia; Southern Illinois University, Carbondale, Illinois, USA; and King Saud University, Riyadh, Saudi Arabia.
Dr. Al-Suwailem held membership in several professional committees, including the Technical Committee of the Islamic Financial Services Board; Economic Committee of Awqaf
at the Ministry of Islamic Affairs in Riyadh; Academic
Committee in Islamic Fiqh Academy of Muslim World League; Liquidity Risk
Management Working Group at IFSB; and Task Force for Islamic Finance and Global Financial Stability at IsDB, among others.
He obtained his M.A. from Southern Illinois University in 1990, and his Ph.D. from
Washington University, St. Louis, Missouri, in 1995. He authored many books and published several papers on Islamic economics and finance.

Prof. Al-Melhem has more than 30 years in legal experience in both the educational and
government sectors. In his current capacity, he is Chairman and Managing Director of the Capital Markets Authority since Sept. 2018. He was a Professor of Commercial Law at the Faculty of
Law at Kuwait University and taught commercial law for the Masters Degree at the Faculty of
Law of Kuwait University. He then became the Dean of the Faculty of Law at Kuwait University from 2003-2007 and was the editor in chief of the Journal of Law. Prof. Al-Melhem held Various positions in Arbitration, he was Arbitrator of Class (A) at the department of Arbitration at the Ministry of Justice and an International Arbitrator at Kuwait Chamber of Commerce and Industry,
and was a member of the board. Additionally, he was an Arbitrator at the G.C.C. Center for Commercial Arbitration. Prof. Al-Melhem Chaired many Arbitration disputes, in both the national and international arena. Prof. Al-Melhem held numerous positions in the government sector, he was a Member at the Higher Counsel of Planning and Development in Kuwait from 2004-2008 and he was Senior Legal Counsel at Kuwait Investment Authority as well as the Legal Counsel for Parliament on many occasions. Prof. Al-Melhem received his LLB. From the Faculty of Law at Kuwait University (1985). He also received his LLM. From Exeter University U.K. (1988) and a PhD.
From Exeter University U.K. (1990).

Sugeng was born in Purwerejo in 1958. He obtained a Bachelors of Economics degree in
Development Study from Gadjah Mada University in 1984. Then in 1991, Sugeng continued his
post-graduate study in William College, Massachussets, United States, in Development Economics.
In 2012, Sugeng obtained a Doctoral degree in Economics from Gadjah Mada University.
Sugeng career started in Bank Indonesia in 1986 as Economist Assistant in the Economic and
Statistic Department. Sugeng had served as the staff of Bank Indonesia Governor (1994-1998),
represented Bank Indonesia as Advisor to Executive Director in International Monetary Fund
(1998-2001), held position as Head of Bank Indonesia Representative Office in New York, United States (2013-2015), and led Bank Indonesia Institute as Executive Director since 2015 until 2016. Sugeng was also appointed as Expert Staff of the Board of Governors in Bank Indonesia prior to being appointed as Deputy Governor of Bank Indonesia. According to the Presidential Decree
Number 145/P of 2016, Sugeng was sworn as Bank Indonesia Deputy Governor on January 6th of 2017. His tenure as Bank Indonesia Deputy Governor is for the periode of 2017-2022.

Simon Gray has worked in the IMF’s Monetary & Capital Markets Department since 2007, following a long career at the Bank of England, including a spell as a banking supervisor. He has participated and led a number of Financial Sector Assessment Programs, notably for India, the USA and China.
His areas of expertise include central bank monetary and foreign exchange frameworks; since 2018 he has been MCM’s Regional Advisor for Africa, the Middle East and Central Asia.

Omar Mustafa Ansari is the Secretary General of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) – global Islamic finance standard setter. Previously, he was Partner – Assurance & Head of Islamic Finance (Pakistan & Afghanistan) at Ernst & Young Ford Rhodes Sidat Hyder - A member firm of EY. He is a Fellow member of the Institute of Chartered Accountants of Pakistan (ICAP). At AAOIFI, he is responsible primarily for leading the process
of development of accounting, auditing, governance and ethics standards for the global Islamic
finance industry, besides managing the overall affairs of the institution as the rganization’s head. Omar’s key areas of expertise include assurance and advisory services to Islamic financial institutions, including Islamic accounting advisory, audits, Shari’ah Audits, corporate finance advisory, structuring of Shari’ah compliant transactions, accountancy and financial reporting,
Islamic finance training, financial modelling, risk management & development and review of
manuals and systems. He has authored several books and contributed several articles in various newspapers and journals and presented papers in conferences. He is also a regular trainer and speaker on various forums on topics related to Islamic finance. Besides he has served on several regulatory / standard setting boards / committees.

Sh. Esam graduated from McGill University, Montreal, Canada in 1983. He has been serving as a
member of Shari’ah Supervisory Boards of the various financial institutions including Al Baraka
Islamic Bank, Al Hilal Bank (Abu Dhabi), Al Meezan Islamic Bank, Al Hilal Takaful, Islamic Finance
House (Abu Dhabi), and Maldives Monetary Authority. Also serves as a member of Shari’ah Panel of International Islamic Financial Markets (IIFM). He has also served as a Chairman of Shari’ah Supervisory Boards of Seerah In- vestment Bank, Investment Dar Bank, Family Bank (for micro financing), and EcoIslamic Bank Kyrgyzstan.

Farrukh enjoys 15 years of extensive and diverse experience in Islamic finance industry. His
contribution involves leading Islamic finance projects across 47 different jurisdictions that include policy level advisory to the governments of more than 20 countries across 4 continents, building the infrastructure for Islamic finance, and playing key roles in launching ground-breaking Islamic finance operations across several jurisdictions. He led IFAAS team in various high-profile projects,
form the development of Islamic finance Masterplans, strategic blueprints and regulatory
frameworks for several countries to launching over 150 products for institutional clients. He
is actively contributing towards the industry’s thought-leadership through his work with the international standard-setting bodies, pushing Islamic finance to a higher degree of Shariah compliance, professionalism and inclusiveness. His latest venture is in FinTech space where he
has co-founded IFIN, an Islamic FinTech solution aimed a redefining the Islamic finance industry.

Dr. Bello Lawal Danbatta was appointed the Secretary-General of the IFSB effective 29 January
2018. Dr. Danbatta, previously the Director of the Centre of Consultancy and Executive
Programmes at INCEIF, has over 29 years combined experience in the private, academia, as well
as in the financial services regulation and supervision sectors across Africa, Europe, Asia and the Middle East. He is a Member of the Accounting and Auditing Board of Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI), the Basel Consultative Group (BCG), the International Ethics Standards Board for Accountants (IESBA), the International Auditing and
Assurance Standards Board (IAASB) and has chaired various working groups for the issuance
of financial accounting standards for Islamic financial institutions. He has also been involved in
the development and drafting of standards, guidelines and frameworks for capital adequacy,
accounting, as well as supervision and regulation of Islamic finance for various countries.
Dr. Danbatta holds a Ph.D. in Islamic Banking and Finance from the International Islamic
University Malaysia (IIUM), and an MBA in Corporate Finance. He is a Chartered Accountant
(Fellow) with the Association of Certified Chartered Accountant (ACCA-UK), a Licensed
International Financial Analyst (LIFA-UK), and a member of the Chartered Institute of Islamic
Finance Professionals (CIIFP), Member of Nigerian Institute of Management (NIM), Institute of
Chartered Accountants of Nigeria (ICAN), and International Council for Islamic Finance Educators
(ICIFE). Dr. Danbatta is a known Islamic banking and finance consultant, and has been active
in providing Islamic finance training and consultancy to central banks, securities commissions, deposit insurance corporations and Islamic banks. He also has a number of publications on Islamic banking, corporate governance and earnings management.
In addition to these corporate engagements, he also held the positions of Assistant Professor at Sultan Qaboos University Oman, a Research Fellow at the Accounting Research Institute (ARI) of University Technology MARA (UiTM), Malaysia and Academic Fellow at Insaniah University Malaysia. He has worked with the Highland Bank of Nigeria Plc, Peugeot Automobiles and Securities and Exchange Commission of Nigeria.

Mr. Abdulhakeem Alkhayyat is the Managing Director and Chief Executive Officer of Kuwait
Finance House - Bahrain (KFHB), as well as the Chairman of the board for the two largest
real estate projects in the Kingdom of Bahrain Durrat Al Bahrain and Diyar Al Muharraq. Mr. Abdulhakeem Alkhayyat is a regular speaker on a variety of topics including business and
finance and frequently participates at local and international conferences. He also has dedicate part of his time to participate in the Boards of Directors of non-profit Bahraini organizations.
In 1997 Mr. Alkhayyat passed his Certified Public Accountant (“CPA”) exams from the State of
California; he graduated from the University of Texas at Austin in 1990 and 1991 with bachelor
degrees in both Business Administration and Middle Eastern Studies.

Dr Aishath Muneeza is an Associate Professor at INCEIF, Malaysia which is known as the global University of Islamic Finance. She has served as the first female Deputy Minister of Ministry of Islamic Affairs in Maldives; Deputy Minister of Ministry of Finance and Treasury in Maldives; Head of Islamic Finance of Capital Market Development Authority of Maldives; member of
Islamic Fiqh Academy (National Fatawa Council of Maldives); first chairman of Hajj pilgrimage
fund, Maldives Hajj Corporation Limited; chairman of Maldives Center for Islamic Finance Limited which was set by government of Maldives to strategize Maldives as the hub of Islamic finance in South Asia; Islamic Finance consultant who developed the first shariah compliant Islamic
microfinance scheme offered in Maldives; the Shariah Advisor who structured all the corporate
sukuks offered in Maldives; Shariah Adviser who structured the private sukuk and Islamic
treasury instruments for the government of Maldives; and the consultant who drafted the Islamic capital market legal framework for the country. Dr Muneeza is a registered Shariah Adviser with the Capital Market Development Authority of Maldives to structure Islamic capital market products and she is a registered Shariah Adviser at Securities Commission Malaysia. Since 2011, she has been the chairman of apex Shariah Advisory Council of Capital Market Development
Authority of Maldives and she is the chairperson of different in-house shariah advisory
committees. She is also a member of Board Shariah Committee of CIMB Islamic, Malaysia and Munich Re. She is also a member of Public Interest Monitoring Consultative Committee (PIMCC)
of Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).

Prof. Dr Ashraf bin Md Hashim is the Chief Executive Officer of ISRA International Consulting (ISRA Consulting). He is also a Professor at International Centre of Education in Islamic Finance (INCEIF).
Dr Ashraf currently sits on the Central Bank of Malaysia’s Shariah Advisory Council (SAC BNM) as Deputy Chairman and the Securities Commission of Malaysia’s Shariah Advisory Council (SACSC). He is also, a member of Shari’ah Committee for International Islamic Liquidity Management Cooperation (IILM) and the Chairman of Shariah Committee of Bursa Malaysia (Malaysia Exchange House). In addition, he also serves as member of National Fatwa Council of Malaysia
(Muzakarah Kebangsaan Hal Ehwal Agama Islam), a Shariah committee member of Yayasan Waqf Malaysia (Malaysia Waqf Foundation), a committee member for Waqf Committee for Kelantan Religious Council and Finance and Investment Committee member for Selangor Religious Council.
He is also a member of Board of Directors for Tabung Haji (Pilgrimage Fund) and its Chairman of Shariah Board. He is actively involved in many consultancies works related to Islamic finance abroad,
among others, member of Shariah Board for Abu Dhabi Islamic Bank (ADIB) in the United Arab Emirates, the Islamic Bank of Australia (Project), Noor Takaful Nigeria (Chairman of Advisory Council of Experts), IMON International, Tajikistan and a few REIT companies, particularly in Singapore.
He was also the Chairman for Panel of Experts in Muamalat Matters under the Islamic
Development Division, Prime Minister Department Malaysia and currently the member of the Panel of Shariah Experts of the same department.

Farhan Noor is the head of capacity building at AAOIFI; secretary to the AAOIFI Education Board; project lead for the AAOIFI’s code of ethics for Islamic finance professionals. He is a certified ethics and compliance expert having earned the ‘Leadership Professional in Ethics
and Compliance’ (LPEC) certification from Ethics and Compliance Initiative, U.S., as well as the ‘Certified Corporate Ethics Manager’ (CCEM) certification issued by Management and Strategy
Institute, U.S.

Shaikh Yusuf is Member of AAOIFI’s Board of Trustees.Vice-chairman of the executive committee: waqf eqra’a for development and operation. Vice-chairman of the National Endowment Committee in the Kingdom. Member of the Board of Directors: Saudi Center for Commercial Arbitration. Chairman of the Islamic Heritage trust board of trustees. In addition, he is a member
of large number of board of trustees and board of directors around the world. Former lecturer in the fundamentals of jurisprudence: Al-Imam Muhammad Ibn Saud Islamic university-Riyadh. He
delivered hundreds of lectures around the world in a number of universities and Islamic centers
in various sharia’ a subjects, especially in jurisprudence, it’s fundamentals and rules. He has a
number of publications on Islamic civilization, endowment and family business.

Professor Dato’ Dr Mohammad Hashim Kamali is Founding CEO of the International Institute
of Advanced Islamic Studies, Malaysia and an internationally renowned scholar in his field of
specialisation. He was Professor of Islamic Law and Jurisprudence at the International Islamic
University Malaysia (1985-2004), and then Dean of the International Institute of Islamic Thought and Civilisation (ISTAC) from 2004 to 2006. He holds a 1st Class Honours degree in Law and Political Science from Kabul University, Afghanistan, an LLM and Ph.D in Islamic and Middle
Eastern Law from the University of London. Dr Kamali was Assistant Professor at the Institute of Islamic Studies, McGill University in Montreal, and later Research Associate with the Social Sciences and Humanities Research Council of Canada. He was a Visiting Professor at Capital University, Columbus, Ohio in 1991, and a Fellow of the Institute for Advanced Study Berlin
(Wischenshaffskolleg zu Berln), Germany, 2000-2001. He served as member and sometime
Chairman of the Constitutional Review Commission of Afghanistan, in 2003. He is a Fellow of the International Institute of› Islamic Thought, Herndon Va, and is currently on the International Advisory Board of 13 academic journals published in Malaysia, USA, Canada, Kuwait, India and
Pakistan. He has addressed over 250 national and international conferences. He is the sole
author of 46 books, and co-author or editor of 19 books and over 260 academic articles. His
works have been hitherto translated into 13 languages.
Professor Kamali has been member and chairman of the CIMB Shariah Committee, Sunlife
Takaful Malaysia, and formerly Stanlib Corporation of South Africa. He was member of the
Shariah Advisory Council of the Securities Commission Malaysia. He is also Senior Fellow of the
Royal Academy of Jordan, and a Senior Fellow of the Academy of Sciences of Afghanistan.
He received the Isma›il al-Faruqi Award for Academic Excellence twice, in 1995 and 1997. He
is listed in a number of leading Who’s Who in the world. He features in the book The 500
Most Influential Muslims in the World (2009, 2010, 2016, 2019, 2020, 2021 and 2022). He is
a recipient of the King Abdullah II International Award 2010 in recognition of his intellectual
contributions towards serving Islam and Muslims. He is a recipient of the 24th Iran World Award for Book of the Year 2016 in 2017 and in 2019, he received the Special Award – Halal Global
Award on Islamic Civilisation Studies, 2019. In 2020, Professor Kamali was conferred with the
Darjah Dato’ Paduka Mahkota Perak (DPMP) (Kerhomat) Award (Title “Dato”) by His Royal
Highness The Sultan of Perak.

Prof. Dr. Mohamad Akram is currently the Executive Director of International Shari’ah Research Academy for Islamic Finance (ISRA) and Professor at International Centre for Education in Islamic
Finance (INCEIF). Prior to joining ISRA he was an Assistant Professor at the Kulliyah of Islamic Revealed Knowledge and Human Sciences, International Islamic University, Malaysia (IIUM).
In the period 2002-2004, he was a Visiting Assistant Professor at the University of Sharjah,
Sharjah, United Arab Emirates. At present, he is the Member of Bank Negara Malaysia Shari’ah
Advisory Council, Chairman of Shari’ah Board of Employees Provident Fund Malaysia (EPF),
Member of Shariah Supervisory Council of Labuan Financial Services Authority (FSA), Chairman of Board of ASNB Wakalah Sdn Bhd, Member of Board of Trustees of Malaysian Islamic Economic Development Foundation (YaPEIM), Member of Shariah Board DDCAP, London, Member of Internal Shariah Supervisory Committee, Dubai Islamic Bank, Member of Shariah Advisory Council International Islamic Financial Market (IIFM),Bahrain, Member of AAOIFI Public Interest
Monitoring Consultative Committee (PIMCC), Member of First Abu Dhabi Bank Internal Shariah Supervision Committee, Member Financial Regulation Advisory Council of Experts (FRACE), Central Bank of Nigeria, Member of The Panel of Recognized International Market Experts in Finance (“P.R.I.M.E. Finance”), Member of Institute of Corporate Directors Malaysia (ICDM) and other Boards locally and internationally. Prof. Akram holds a B.A. Honours degree in Islamic Jurisprudence and Legislation from the University of Jordan, Amman, Jordan and a Ph.D. in Principles of Islamic Jurisprudence (Usul al-Fiqh) from the University of Edinburgh, Scotland, United Kingdom. He has presented many papers related to Islamic Banking and Finance and other Fiqh topics at national and International level and has conducted many training sessions particularly on Islamic Banking and Finance for different sectors since 1999. He is a registered Shariah Advisor for Islamic Securities with the Securities Commission of Malaysia and has acted
as Shariah advisor in the issuance of several sukuks. In addition, he is also prolific author of academic works specifically in the areas of Islamic Banking and Finance. He is the recipient of Zaki Badawi Award for Excellence in Shariah Advisory and Research. Recipient of the Most Outstanding Individual Contribution to Islamic Finance during KLIFF 2016 organised by CERT.
Winner of the 2017/1439H Malaysian Islamic Personality Award conferred by The Government of Malaysia on the occasion of the birthday of the Prophet Muhammad (peace be upon him).

Dr. Muhammad Tahir Mansoori is an eminent scholar and recipient of the President of Pakistan’s
Medal for Pride of Performance. Dr. Mansoori holds Moulvi Alim and Moulvi Fazil degrees from
‘Dar ululoom’ Mansoorah, LLM Shariah from International Islamic University, Islamabad and PhD in Islamic Studies from Punjab University, Lahore. Dr. Mansoori has taught and written on Fiqh and Usool-e-Fiqh matters for over three decades. He is the author of numerous publications including, Al-Madkhal-Al-Masrafi (Introduction to Islamic Banking) in Arabic, Islamic Law of
Contracts and Business Transactions, and Shariah Maxims on Financial Matters. Currently, he is
also serving as Member, Shariah Advisory Committee of Securities & Exchange Commission of
Pakistan (SECP), as well as, Askari Bank, Pakistan

Hatim is a Director at Deloitte Middle East’s Financial Services Consulting Practice, and leads
Deloitte ME IFKC: a global industry center of excellent and Islamic finance think tank. He has over 25 years experience in business and financial services, working in a range of industries and sectors helping clients achieve sustainable growth through innovative business solutions and operational
efficiency through business processes improvement. Hatim is a strong advocate for a greater role of Islamic finance as a catalyst of social and economic inclusion through responsible investment and good governance stipulated by the ESG, PRIs and SDGs. He has a particular expertise in
products and Shariah governance, Islamic financial regulation, and industry standards and practical methods of empowering these standards into the Islamic finance product offerings. In his work at Deloitte, Hatim has held key engagement roles advising enterprises and Islamic banks, delivering projects in the Middle East, Europe, Commonwealth of Independent States (CIS), East Africa and South Asia. Prior to working for Deloitte, Hatim worked for the NASDAQ DUBAI in a senior role, supporting the Exchange’s vision on Shariah-complaint product offerings working with investment institutions domiciled in the DIFC and regulated by the DFSA.
Hatim is a Member of the AAOIFI’s Governance & Ethics Board, and Member of the Sukuk
Working Group, of the International Islamic Finance Market (IIFM). He writes Deloitte’s Islamic finance insights, and authored numerous business articles and chapters in books, including Harvard University and Wiley Publications. Hatim holds a PhD in business management from
University of London and was a ‘Research Associate’ at London School of Economics, 1995-2000.
He is currently, Visiting Fellow at Henley Business School, University of Reading, and Fellow
member of the Chartered Institute for Securities and Investment (CISI).

Mr. Muhammad Nadeem Aslam is Chief of Wholesale Business & Key Initiatives of Alizz Islamic
Bank. He is a chartered accountant turned banker who offers a blend of professional experience along with distinguished accomplishments during his 20 years of banking and finance career.
Before this, Muhammad Nadeem was associated with the largest local financial institutions in
Oman, Bank Muscat Meethaq, in the capacity of AGM – Corporate & Wholesale Banking. He was
responsible for whole Islamic Banking Business including Corporate Banking & SME, Treasury and Investment Banking. Before this, he was head of Islamic banking at bankmuscat, Meethaq where
he was founder head of Islamic banking where he established from scratches the largest Islamic banking window of Oman having balance sheet over USD 3 billion.
Previously, he has worked at Islamic financial services group (IFSG) of E&Y, Karachi and Islamic banking division of Soneri Bank, Pakistan at various positions before switching from his initial career role as chartered accountant.
He demonstrates excellent competencies in the area of strategic planning and execution, people management, produce development, project and credit analysis, digital transformation, data mining and financial modelling. He has proven track-record of Islamic Banking leadership and pioneering role in its introduction in Oman since the inception.
Mohammad Nadeem holds chartered accountancy from ACCA, UK and a Bachelorship in applied Accounting from Oxford Brooks University. He also holds a postgraduate diploma in Islamic banking.

Firas Sadek Hamdan born in 1971 in Lebanon. Graduated from Beirut Arab University with a BA in Accounting in 1993. Worked as a Graduate Assistant during his Master’s study in 1994-1995.
He started his career in the private sector in 1993 until 1997 where he moved to the ministry of Finance in Lebanon. At the end of 1997 he moved to Banque Du Liban and became a member of the accounting department. In 2017 he became the Executive director of the Human Resources Department at the Central Bank of Lebanon (Banque Du Liban BDL). Since the beginning of his practical experience he was highly involved in the field of accounting and was a certified trainer for International Accounting standards with IMF and EU. In addition to this, he became an expert in Islamic Finance and as a result of this exposure, he became an active member in AAOIFI Accounting Board for three terms and CIPA certified Trainer. His involvement in Islamic Finance made him the coordinator of the Islamic Banking Regulatory Committee at the central bank and
the main representative of BDL with IFSB in Malaysia.

Manager of Islamic Banking Department. Holds MBA in International Banking and Finance from the University of Birmingham – UK. Joined the Central Bank of Oman in 1993 at Banking Development Department. Started his career as Assistant Examiner in Money Exchange Section for 6 years and in-charge of Commercial Banking Section for 10 years. Saud is the Deputy Chairman of IFSB Technical Committee and Board Member of the AAOIFI Accounting Board.

Mr. Muhammad Afaq Khan is globally recognized Islamic Banker and has been recognized by his Industry peers as an ‘Islamic Banker of the Year’ by WIBC, amongst other industry accolades.
Afaq joined HBL Islamic Banking in February 2019 to scale up the Islamic franchise. He is a part of
the Executive Committee of the bank. Mr. Afaq Khan was also the Chairman of Al Rajhi Investment
and Banking Corporation (Malaysia). Prior to this, Mr. Afaq was an Independent Non-Executive Director to the Board. Mr. Afaq brings with him close to thirty years of experience as an Islamic banking professional. With a proven track record of building global business, Mr. Afaq has also won several Islamic Banker of the Year awards and other accolades, recognizing him as a pioneering and influential Islamic banker. He led the first Sovereign Sukuk for the Government of Malaysia
and has served on the Board of Amanah funds and on the investment management committee of the funds. Previously, Mr. Afaq served as Group CEO of Islamic Banking, Standard Chartered Bank
(Saadiq), where he contributed efforts in winning over 200 industry awards for the institution.
Prior to that, he was part of the senior management in HSBC Group to establish the Islamic
Banking business. He served as Global Head of Asset Finance and Advisory of HSBC Amanah and successfully developed the Islamic strategy for Capital Markets, Corporate Finance for HSBC Group.
Mr. Afaq specializes in building businesses and charting new territories in Islamic Banking including opening up new geographies and creating first-in-the-world Islamic Banking deals. A key player in
developing Islamic Banking regulations across geographies and with industry bodies.

Mr. Kamran Sherwani is the Head of Internal Shari’ah Control at ADCB Islamic Banking and also
the Secretary to the Internal Shari’ah Supervision Committee of the Bank. He provides Shari’ah
guidance on all day-to-day Shari’ah-related matters and obtains ISSC guidance and approvals in respect of each product, service, process, transaction and other Shari’ah-related matters. He has
served as Shari’ah Advisor to several major Islamic banks and other financial institutions

Dr. Humayon Dar is a world-known expert in Islamic banking and finance. In a career spanning
over 25 years, he has served in academia, investment banking, advisory and most recently
in advocacy. His last career job before joining Cambridge-IIF was Director General of Islamic
Research & Training Institute, a member of the Islamic Development Bank. Prior to that, he founded arguably one of the most formidable Islamic financial advisory and advocacy groups in
the world, namely Cambridge-Edbiz Group of Companies, comprising Cambridge IFA and Edbiz Consulting, among others. Between 2007 and 2011, he served as CEO of BMB Islamic, a global Shari’a advisory firm. Before that, he worked as Managing Director at Deutsche Bank AG London, where he also led a team of Shari’a technicians to help the bank develop the most pathbreaking
range of Islamic structured products.
Dr. Dar’s numerous industry-level engagements include memberships of Board of Directors, Advisory Councils and Shari’a Advisory Boards.
Dr. Dar is a graduate of International Islamic University Islamabad from where he received BSc. (Hons.) and MSc. in economics. Later he attended the University of Cambridge from where he obtained MPhil. and PhD. degrees.

Mr. Abid is a Fellow Chartered Accountant from Institute of Chartered Accountants in England and Wales (ICAEW) .
Mr. Abid was appointed as Assurance Leader for Ernst & Young Middle East and North Africa in 1999, and has nearly 40 years of extensive experience within the profession.
In 2012, Mr. Abid received the World Islamic Banking Conference Industry Leadership Award in recognition for his contribution to the Islamic Banking industry.
Mr. Abid previously served as Chairman of the Accounting Standards Committee and Vice Chairman of Accounting and Auditing Standards Board of the Accounting and Auditing Organization for Islamic Financial Institutions(AAOIFI). He is currently a member of the Board of Trustees of the AAOIFI.

Mr Abid is a Board Member at Kuwait Finance House and Chairman of Board Audit Committee as well as Board Nominations and Remuneration Committee.
Mr. Abid has served as the Chairman of the Audit Committee and the Chairman of Board Human Resources Committee at Meezan Bank, one of the largest Islamic Banks in Pakistan. In addition, Mr. Abid is a Board Member atArcapita Company in the Kingdom of Bahrain and Chairman of its Audit Committee. Mr. Abid is a Board Member at Dr. Soliman Fakeeh Hospital in Jeddah in the Kingdom of Saudi Arabia, Chairman of its Audit Committee, and a member of its Nomination and Remuneration Committee.

Mr. Ayman Amin Sejiny is the CEO of the Islamic Corporation for the Development of the private sector (ICD), the private sector arm of Islamic Development bank Group. Mr. Sejiny is highly accomplished financial industry leader with in-depth knowledge and more than 28 years’ experience in investment and corporate banking in the local, regional and international markets.
Mr Sejiny served as CEO of Barclays Capital Saudi Arabia, Assistant General Manager in Citi Bank and was a Senior Manager in ABN AMRO affiliate in Saudi Arabia (Saudi American Bank “SAMBA” and Saudi Hollandi Bank). Regionally, Mr. Sejiny was a CEO, Chairman and Board Member in many regional financial institutions.
Additionally, He is board member of Kidana Development Company which is a joint-stock
company owned by the Royal Commission for Makkah Al-Mukarramah and the Holy Sites and mandated to develop the holy sites. Moreover,
Mr. Sejiny is a member of the investment committee in King Abdullah Foundation (Almadena
Almonawara). Mr. Sejiny is C-Level performer with vast experience in FinTech. He holds a BA from Eastern Michigan University, USA. He is fluent in Arabic, English and German.

Hafiz Mohammad Yousaf is a highly qualified professional having diversified qualifications
from the renowned Institutions of Pakistan, USA, and Canada. He is a Fellow Member of the
Institute of Chartered Accountants of Pakistan (ICAP), Fellow Member of American Institute of Certified Public Accountants (AICPA) and Member of Canadian Institute of Chartered Professional
Accountants (CICPA) besides being member of many other renowned international professional institutions. Mr. Yousaf possesses over three decades of diversified post qualification experience
as a Chartered Accountant in various specialized fields, having served on various leadership
positions with key governmental, public and corporate entities (including two decades at a Big
4 professional accounting firm as Partner in Pakistan) which covers corporate compliance and
regulations, governance and oversight, accounting and auditing standards setting, assurance and audits, corporate finance and restructuring, consulting and financial advisory services, etc.
In the recent years the key areas of his focus are the high-end policies formulation and
implementation, strategic directions, oversight of regulations and business operations, governance initiatives and organizational reforms and business decisions making, etc. at some
of the most important corporate sector entities of the country. Yousaf has a unique and versatile
exposure of having served Pakistan’s top regulators including State Bank of Pakistan (Central Bank of the country) and Securities and Exchange Commission of Pakistan (SECP) as a board member and chairman of audit and oversight committees respectively besides being President of the Institute of Chartered Accountants of Pakistan (ICAP) Mr. Yousaf has the honor of serving the council of ICAP for eight years (2009-17) in various leadership positions including being its
President for 2015-16 term and represented Pakistan on various prestigious international forums
including International Federation of Accountants (IFAC), International Accounting Standard Board (IASB), Asian Oceana Standards Setters Group (AOSSG), CA Worldwide (CAW) and South Asian Federation of Accountants for many years on different meetings and conferences.
Currently he is serving as a Board Member of some leading corporate entities of the country
including SAMBA Bank Limited, Kot Addu Power Company Limited, Pakistan Security Printing Corporation and Security Papers Limited where he is also the Chairman of various important committees of the respective boards.

Mohammed Kateeb is an established leader, known for being results-driven, dynamic and highly entrepreneurial.
He has a diverse experience in building businesses, teams and identifying and capitalizing on
market opportunities for over 30 years in the USA, UK and the Middle East.
Before joining Path Solutions, Mr. Kateeb has spent 11 years as an executive with Microsoft. He
is also known as a key contributor to the region Telecommunication, Media and Information Technology industry.
Currently, Mr. Kateeb serves as member of the Board of Trustees of IRTI, an affiliate of the
Islamic Development Bank Group (IsDB) that focuses on developing a technology-enabled Islamic financial services sector leveraging state-of-the-art technology to mainstream Islamic economics and finance knowledge.
Most recently, Mr. Kateeb was presented with the ‘Financial Services Technology Leadership
Award’ at the MEA Finance Banking Technology Awards 2021, and the ‘Islamic Fintech Leader of the Year’ award of FINTECH PRIZE in 2020. He was also selected ‘Banking Technology Personality
of the Year’ at the Banktech Award 2021 and ‘Best Technology Executive of the Year for Financial Services’ at the MEA Finance Awards 2020. Winner of the 2018 GIFA Advocacy Award
(Islamic Financial Technology), Mr. Kateeb was chosen the same year among the ‘Leaders of
Islamic Economy in East Africa’, and in 2017 he was granted the prestigious ‘Leadership Award
in Information Technologies & Media’ by ISFIN, named five times among the ‘Top 50 Most
Influential Leaders Who Make the Islamic Economy’ in ISLAMICA 500.
Mr. Kateeb is also the recipient of ‘Finance Monthly – CEO Award 2018’, and recognized
‘Gamechanger of the Year (Islamic Fintech)’ in ACQ5 Global Awards 2021, 2019 & 2018,
honored by IFFSA with the ‘2016 Honorary Leadership Award’, named among the ‘Top 10 CEOs
in Enterprise Software’ in the 2016/17 CEO Insight Global Awards, in addition to being selected twice in 2018 & 2017 ‘Best Islamic Finance Technology CEO of the Year EMEA’ by Global
Banking & Finance Review, as well as ‘Islamic Finance Technology CEO of the Year 2015’ by
Business Worldwide magazine. Mr. Kateeb is also a regular speaker and has keynoted at many international conferences on the subject of IT trends in the global financial services industry,
and is an active member of the Islamic finance community.

Finance in the University of New Orleans. He currently holds two endowed Chairs-Hibernia Professor of Economics and Finance, and Bank One Professor in Business- in the University of New Orleans.
Professor Hassan is the winner of the 2016 Islamic Development Bank (IDB) Prize in Islamic
Banking and Finance. Professor Professor Hassan has over 342 papers published in refereed
academic journals. Professor Hassan has also been cited as one of the most prolific authors in finance literature in the last fifty years in a paper published in Journal of Finance Literature. His
publication record puts him among the top 5.6% of all authors who published in the 26 leading finance journals.
He is among the top 5% authors according to number of Journal Pages at RePAC/IDEAS. Professor
Hassan is the 2019 recipient of University of Louisiana System Outstanding Educator, 2019
Life-long Research Achievement Award, and 2018 UNO Nick Mueller International Leadership
Medallion Winner and 2019 UL System outstanding Educator Award.
Professor Hassan is the Editor-in-Chief of International Journal of Islamic and Middle Eastern
Finance and Management, and Journal of Economic Cooperation and Development published by
SESRIC.
Professor Hassan is a member of the AAOIFI Ethics and Governance Board and Education Board.
He is also an advisory Board Member of Oxford University Faith-Aligned Impact Finance Project.
Professor Hassan has been included in its 2021 edition as 2% of top scholars in the world in a study published by Standford University and Elsevier Publishing Company.

Dr Aznan Hasan is an Associate Professor in Islamic law at Institute of Islamic Banking and
Finance (IIiBF), IIUM and the former Head of Islamic Law Department, Ahmad Ibrahim Kulliyyah of Laws. He is currently the President, Association of Shariah Advisors in Islamic Finance (ASAS).
He is also the Deputy Chairman, Shariah Advisory Council, Securities Commission. He is also a member, Shariah Board, AAOIFI. He was the Chairman, Shariah Advisory Board, ACR Retakaful MEA, Bahrain ad SEA, Malaysia, where he was instrumental in the setting up of ACR Retakaful Model from a Shariah point of view.
Currently, he is the Chairman, Shariah Committee, Maybank Group. He is also a member of
many committees and sharia boards of Islamic financial institutions around the world.
Dr Aznan Hasan received his first Degree in Shariah from University of al-Azhar (1994). He then successfully completed his Master degree in Shariah from Cairo University with distinction (mumtaz) (1998). He then obtained his Ph.D from University of Wales, Lampeter, United Kingdom (2003).

Mr. Ijlal Ahmed Alvi has extensive experience in financial services industry with regional and international financial institutions spanning more than three decades in the areas of treasury, capital markets, strategic planning and Islamic finance standardization.
For the last 16 plus years, as the Chief Executive Officer of the International Islamic Financial
Market (IIFM) he has overseen the development and publication of global Shari’ah-compliant financial documentation and product confirmation standards as well as related guidelines for the
Islamic Financial Services Industry (IFSI).
He has been influential in IIFM’s collaborative efforts by signing MOU’s with various international
development bodies, multilateral entities and trade associations. Some of these collaborations
have resulted in publication of a number of joint global standards.
In addition to his responsibilities as CEO, Secretary to the Board and Spokesperson of IIFM; Mr.
Alvi also manages IIFM’s market consultation exercise, global working groups coordination and legal documentation drafting process as well as being actively involved in IIFM Shari’ah Board guidance and approval process for IIFM standards.
He also manages IIFM’s market awareness seminars, briefing sessions, workshops, consultation meetings as well as publication of consultation papers, white papers and IIFM’s flagship annual Sukuk Report. Mr. Alvi has been part of a number of international steering committees, taskforces and working groups of various multilateral development organizations focused on
development of the IFSI. He is a regular speaker at international conferences and also contributes
articles in various international and Islamic finance publications.

Dr. Walid Hegazy has over 25 years of experience in representing and advising clients on transactions and disputes involving the commercial laws and regulations of many Middle East countries, including: Egypt, UAE, Saudi Arabia, Qatar and Libya.
Dr. Hegazy main areas of expertise include Islamic banking and finance, project financing,
corporate restructuring and corporate governance.
Dr. Hegazy has S.J.D. (Doctor of Juridical Science) and LL.M. degrees from Harvard Law School.
In 2011, Dr. Hegazy was named to the “Leading Lawyer 50” in the area of Islamic Finance by Lawyer Monthly Magazine.
In 2015, he was selected for the Board of Ethics of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), the leading standards-setting body for Islamic banks.
Dr. Hegazy is the CO-Founder and secretary general of the Egyptian Islamic Finance Association.
Some of his Publications:
1. “ISLAMIC LIABILITY RULES (DAMAN) IN THE PRACTICE OF CONTEMPORARY ISLAMIC.
2. FINANCE”, WISCONSIN INTERNATIONAL LAW JOURNAL – FORTHCOMING 2008.
3. “SHARIAH COMPLIANT PRIVATE EQUITY INVESTMENT”, FINANCIER WORLDWIDE – APRIL 2008.
4. “CONTEMPORARY ISLAMIC FINANCE BETWEEN SOCIO-ECONOMIC IDEALISM AND FORMAL
COMPLIANCE”, CHICAGO JOURNAL OF INTERNATIONAL LAW – 2007.

Usama Umar joined Standard Chartered Saadiq in 2011 in the UAE as part of the Group Islamic
Product Team. He globally manages the Islamic Treasury and Financial Markets Products for the Bank.
Usama is leading the Islamic IBOR Transitioning initiative within SCB and has been actively
engaged with IIFM as part of IBOR transitioning working committees. He also ran awareness sessions for the impact of IBOR transitioning on Islamic products for various market regulators and industry bodies such as SAMA, AIBIM Malaysia. He has also led various regulatory initiatives such as Margin Reforms under EMIR and is also driving the implementation of AAOIFI Shariah standards in the UAE for FM products. Usama holds MBA from University of Karachi and has completed various certificate courses on Islamic Banking. Before joining SCB he has worked in the relationship management roles in Pakistan and Qatar.

Holds a PhD in Islamic finance and economics Managing Partner at Al Maali group, has conducted many consulting assignements in Islamic
banking, Takaful and fintech in Morocco, KSA, UAE, Ethiopia, France, Spain, Somalia, Algeria.
He had conducted many training sessions in the fields of Islamic finance, Takaful, Shari’ah
Governance and Fintech in Morocco, Oman, Ethiopia, France, Algeria, Tunisia and Senegal.
He is member of the Working groups of AAOIFI for Governance Standards (Islamic crowdfunding,
Digital banking, Guide for External Shari’ah Audit) Author of the book ‘The Fourth Market Theory and the Paths to differentiation in the Islamic finance industry’

Irshad is an audit & assurance partner, based in Bahrain, with over 27 years of professional
experience specializing in financial services including Islamic banking, private equity and real
estate funds, insurance and capital markets. Prior to joining Deloitte, he was an audit and
assurance partner with PwC – Bahrain. He also carries significant industry experience having led
the finance function of Samba Financial Group in Saudi Arabia and Ufone (a subsidiary of the
Emirates Telecommunications Corporation – UAE).
Irshad is responsible for assisting the audit teams and clients across the Middle East region with
technical issues related to Islamic finance and IFRS, having been heavily involved in various
conversions as well as mergers of conventional and Islamic financial institutions. His expertise
also include assisting clients with complex industry and financial reporting issues resulting
from business combinations, joint operations and cross-border transactions. Irshad is a Board Member of the Accounting Board of the Accounting and Auditing Organization for Islamic
Financial Institution (AAOIFI). He is also a member of the Technical Accounting and Interpretation
Committee (TAIC) at the AAOIFI as well as the working groups set up by the AAOIFI which are
responsible for drafting various accounting standards. He is on the Editorial Board of Journal of
Islamic Financial Accounting (JOIFA) issued by the AAOIFI. He was a member of the Independent
Shari’a Audit Committee of the Waqf Fund - Central Bank of Bahrain (CBB) which was responsible for drafting the Shari’a audit standards in Bahrain. Irshad has conducted several trainings on Islamic Finance and IFRS and has presented in many Islamic finance seminars across the Middle East region.

Haroon Tabraze, a fellow chartered accountant, is the Chairperson (Accounting & Law) at the Institute of Business Administration – Karachi.
He is the Senior Consultant – Researcher for the ongoing accounting project related to Takaful at AAOIFI. He is also the co-author of the “IFRS and the Shari’ah based reporting: a conceptual study”, published by AAOIFI.

Fellow Chartered Accountant (FCA) and Post Graduate Diploma (PGD) in Islamic Banking, Finance & Takaful currently working in a leading role as an Insurance/Takaful Expert (Advisor) in the Capital Market Authority (CMA) of Oman, his previous experience includes as a Joint Direct, Head of Supervision Wing of Insurance Department in the Securities and Exchange Commission of Pakistan (SECP) and as a Senior Partner in a Chartered Accountants Firm. He
developed Takaful Regulations 2019 for Oman, Takaful Rules 2012 for Pakistan, Solvency Margin framework on Risk Based Capital Approach for Oman and involved in many development
and revision of other legal frameworks. Sound knowledge of Insurance/Takaful Risk Based
Regulatory Supervision, Technical Provisioning, Accounting, Reporting, Shariah Auditing, Off-site examinations, On-site inspections and Financial Analysis include using the CARAMELS model.
Active member of AAOIFI’s three working groups and a IFSB’s working group for development of standards pertaining to the Takaful sector. Ex-member of Shariah Advisory Board of SECP.

Ali Omer Golam Morshed, is a Fellow of the Institute of Actuaries and a Chartered Accountant, with work experience of over 47 years in the UK, Pakistan and throughout the Middle East. He has
worked in the UK for seven years, including in the insurance industry and in a large accounting firm in London auditing insurance entities. Over the last 35 years he has headed a consulting practice of over 600 professionals, focusing his attention on insurance clients. He is currently serving as Appointed Actuary for various insurance companies in KSA, UAE, Qatar, Bahrain, Oman,
Kuwait as well as Sri Lanka. He has also provided insurance consulting services to the regulators in the Middle East. He also currently Heads the International Financial Reporting Standards 17 (IFRS-17) Working Group of the Institute of Chartered Accountants of Pakistan (ICAP), part of the SAMA IFRS-17 WG and CB UAE IFRS-17 WG (including Takaful) and also part of the AAOIFI IFRS-17 WG.

Sheikh faizal Manjoo is a specialist in three disciplines - Islamic Finance, Shariah and Secular Law. This combination of the above qualifications has helped him to operate as an international Shariah Scholar, where he provides expert legal opinion to High Courts in high profile cases, as well as sitting on the Shariah Supervisory Board of leading Islamic financial institutions. He is on the advisory committee of Takaful for the Accounting and Auditing Organization of Islamic
Financial Institutions based in Bahrain. Sheikh Faizal is also a well-known academic. His PhD
Research is on Islamic Occupational Pension, a new area of research in the Muslim world. He has studied for three master’s degrees – Islamic finance, Islamic Studies and Education. He is a senior
lecturer at the Markfield Institute of Higher Education and other Universities. He has pioneered
few organisations such as the Muslim Mediation and Arbitration Council of South Africa and the Muslim Lawyers Association of South Africa. He won the Emerald’s Literati Award for best academic reviewer for an Emerald academic journal in 2018. He was also presented with the Dr Zaki Badawi Award for Young Shariah Advisor in 2012. His expert view has been quoted in many specialist magazines and academic journals. He is a regular speaker at international conferences
such as the Cambridge University Symposium on Economic and Financial Crimes. He is the CEO of Minarah Consulting, a firm specialised in consultancy in finance, education, and law. He is the
managing director of Minarah Academy an educational institute that provides executive training and engages in developing courses for professionals mainly.

Shah Nawaz Khan is a partner with Grant Thornton and leads the IFRS advisory, financial services, and energy practice. He is a chartered accountant from the Institute of Chartered
Accountants of India (ICAI) and Institute of Chartered Accountants of England & Wales (ICAEW) and holds a bachelor’s degree in commerce from Delhi University, India. He has nearly 20 years of professional experience specializing in financial services, energy, and family business. He has worked several years in London financial services market and the North Sea energy market where he has led audit and advisory teams on funds, banks, insurers, and energy clients listed in the UK, US, and Bermuda. In the middle east, he has been leading diversified portfolios having
listed entities across the regions and leads IFRS conversations. In past, he worked with big four
audit firms in India, Bahrain, UAE, Kuwait, KSA, Malta, Oman, and the UK and on secondment
to other parts of the world. Shah Nawaz is a prolific speaker and regularly speaks at various
international forums including education sessions for professional bodies. He frequently writes for trade journals, newspapers, and newsletters. He is also an established poet. Shah Nawaz
is a member of IFRS 17 and the insurance group for GT International and a member of IFRS 17 Technical Working Group (TRG) for the Accounting and Auditing Organization for Islamic
Financial Institutions (AAOIFI). Shah Nawaz is a former vice-chairman of the Muscat Chapter
of ICAI and current Ambassador of ICAEW in Bahrain. He has been a recipient of many awards
across the globe and in 2021, he has been awarded Doctorate by Theophany University and CA
business achiever award by the World Human Rights Organisation.

Sanjeev Aggarwal has 16 years’ experience in financial control, accounting, auditing, compliance
and risk management. Prior to joining Solidarity Bahrain in 2014, he worked with reputed
audit firms in India and Bahrain, where he conducted external and internal audits, system
audits and special purpose assignments for clients in insurance, financial services, investments, manufacturing, real estate and construction sectors. Sanjeev is an Associate of the Chartered Insurance Institute, UK; an Associate of the Chartered Accountants of India; an Associate of the Insurance Institute of India; and holds a Bachelor’s degree in Commerce from the University of Delhi, India. He is also a Member of the Finance Committee of the Bahrain Insurance Association.

Mr. Al-Fares is the Managing Director & Chief Executive Officer at Alinma Bank. In a career spanning close to 30 years, Abdulmohsen started his professional career at Saudi Arabian Monetary Agency (SAMA) in 1983 where he worked for 18 years in various positions which the last one was the Director of the General Accounting Department. He worked at Ernst & Young in
Los Angeles, USA for two years (1993-1995). He was also the Director General of the Department of Zakat and Income tax (DZIT) for four years (2001-2004), and Managing Director for Financial
Services of Abdul Latif Jameel Group (ALJ) for more than two years (2004-2006).
He is a board member of Alinma Bank, a board member of Technical and Vocational Training
Corporation, a board member of the Saudi Association for Certified Public Accountant (SACPA), and the Chairman of Alinma Tokio Marine Corp. Mr. Al-Fares is also a member of the audit committee of Saudi Basic Industries Corp. (SABIC), and a member of Riyadh Regional Council. Mr. Al-Fares has chaired and participated in several committees, work teams for both private and public sector. He holds a degree in Accounting from King Saud University in 1982, and MA degree
in Accounting from Western Illinois University (WIU) USA in 1989, and obtained his CPA in 1995.

Dr. Beltagi, CEO of the Egyptian Islamic Finance Association, has over 35 years of experience in the field of Islamic banking and finance.
After obtaining his PhD and LLM degrees in accountancy from Al-Azhar University, in Egypt, Dr.
Beltagi was heading the Planning & Studies Department of Al-Rajhi Bank. He worked also as
programs manager of Shari’a Compliant Banking in Saudi Arabia Monetary Agency. Then, he was the Vice chairman of Shari’a Board in both National Bank of Development and Banque Misr.Furthermore, Dr. Beltagi has several publications in the field of Islamic finance (e.g. basics of development of the planning budget in Islamic banks, concepts of Islamic banking and financing
formulas used in Islamic banks, etc.) In addition, Dr. Beltagi was a Certified Expert at Accounting
and Auditing Organization for Islamic Financial Institutions and an Expert approved by the Islamic Development Bank.”

• Deputy of Director of Banking Supervision Directorate -Central Bank of Syria.
• Master in Accounting- Damascus University
• Master in Islamic banking – CIBAFI- Bahrain
• AAOIFI Accounting Board Member.
• Member of the Scientific Committee of the Syndicate of Financial and accounting professions.
• Representative of the Central Bank of Syria in the Shariah Advisory Board of the Monetary and
Credit Council.
• Lecturer at university, and at many of specialized centers in accounting and Islamic banking.
• Certified Syrian Accountant.

Sharia & Legal Counsel, Expert in Islamic Finance, Legislative drafting. Interesting in studying
the Contemporary Jurisprudence novelties of the Financial Transactions, Zakat Accounting and Jurisprudence, Insurance and Islamic Takaful, Waqf and Charitable works, Sharia Governance, the modern formulation, notation and legislation of the Islamic Jurisprudence in the Contemporary Era. Ali has an extensive experience of more than 15 years in preparing and developing Banking products, preparing Legal and Sharia studies as to develop, enhance, review and evaluate Banking
and Financing products to ensure its Sharia and Legal compliance. In addition to being Zakat, Insurance and Waqf expert. Ali participated in drafting Implementing Regulations of Real Estate
Financing in KSA. Ali worked with prominent Legal advisory local and international expert houses.
Ali also presents number of professional Islamic Finance courses in regional institutions. Ali currently working on his PHD titled: “Estimation in calculating Zakat”. Ali completed his B.A Sharia and Law from Imam Muhammad Bin Saud Islamic University and LL.M, Principles of Fiqh from King Saud University, Riyadh, KSA. A member of a number of scientific and professional committees.

• Head of Shari’a Research & Development Department - Abu Dhabi Islamic Bank (ADIB)
• Served as Deputy Chairman of the Accounting Board of AAOIFI- (2016-2020)
• Currently Chairs the Islamic Banking Committee of UAE Banks Federation (UBF)

Professor Habib Ahmed has Ph.D. (Economics) from University of Connecticut, USA. Before joining Durham University as Professor and Sharjah Chair in Islamic Law & Finance in 2008,
Professor Ahmed was Manager, Research & Development, Islamic Banking Development
Group, National Commercial Bank, Saudi Arabia and worked at Islamic Research & Training
Institute (IRTI) of the Islamic Development Bank Group, Saudi Arabia. He has also taught at
the University of Connecticut, USA, National University of Singapore, University of Bahrain and worked as Visiting Professor at Hamad bin Khalifa University, Qatar. He serves as a Director at
NZF Worldwide, UK and has worked as consultant for several organizations such as United Nations, UNDP, World Bank, IRTI, Islamic Financial Services Board, COMCEC and CIBAFI. Professor Ahmed has authored/edited more than 100 papers and publications, which include articles in international
refereed journals, books, chapters in books, and other academic papers/monographs/reports.